The Group Advantage Series Health Plans for Small Employer Groups
No one health insurance plan is perfect for every small employer. That's why IAC offers Employee Choice on the Group Advantage Series Health Plans. It's a simple concept with a big bonus – you can offer up to 3 different health plans under the same portfolio, including an HSA option.
The Group Advantage Series Features:
- Employee choice – Increases employee satisfaction by empowering the employee to choose from up to 3 plans selected by the employer
- HSA qualified options – Be an HSA Hero! Decrease premium and provide employees with a Health Savings Account (HSA) by selecting one of our qualified high deductible plans
- HRA options – IAC's built in HRA administration takes both you out of the paperwork loop
- PPO coverage – Featuring discounted services and higher benefit levels when employees use in-network providers
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Popular optional benefits including:
- Wellness/Preventative Coverage – No waiting period for preventative care. Choose from 3 benefit levels.
- Dental Coverage – Choose from 4 plans and several in-demand optional packages
- 24-hour occupational coverage – On the job coverage for work-related injuries and sickness available to eligible business owners, partners, sole proprietors or corporate officers not eligible for Worker's Compensation coverage.
- Life insurance coverage
- Vision coverage
- Supplemental Accident Coverage – Choose a $500, $1,000 or $2,000 per accident benefit for your employees. The health plan pays 100% of each accident's covered charges up to the selected benefit amount per person; then the plan's deductible and coinsurance apply.
Give your employees the benefits they are looking for with the Group Advantage Series.
The exact provisions governing the insurance contract are contained in the Master Policy underwritten by Standard Security Life Insurance Company of New York. Some provisions, benefits, exclusions or limitations may vary depending on your state of residence. Certain terms and conditions apply. For complete details about the Group Advantage Series health insurance benefits, please refer to the Certificate of Coverage SSLMMC0205, Policy number SSLMMP0205, underwritten by Standard Security Life Insurance Company of New York. Optional vision coverage is underwritten by Fidelity Security Life Insurance Company, Kansas City, Missouri. For details on vision benefits, refer to Certificate of Coverage C-9004 and Policy numbers VC-37, VC-38 and VC-20.
